Feb 16, 2024
A deal being struck with INFINITI financing in Redwood City, CA

If you have questions about financing your new car, your best resource is your local INFINITI dealership. The finance experts at your dealership can help you decide whether leasing or buying is a better car financing strategy for your unique financial situation and car ownership goals.

When you’re ready for a new INFINITI model, you will be able to finance your vehicle through an auto loan or an INFINITI car lease. It’s important to pick a financing method that you can easily afford and that fits with your overall lifestyle. Factors such as car equity, maintenance, warranty periods, and customization are all important to consider when you are deciding whether to lease or buy.

Leasing

Leasing is generally more affordable than buying simply because the monthly payments account for the value of the vehicle during the term of your lease, rather than the entire principal value of the car. A car lease may be a good option if you are someone who likes to access the latest entertainment, comfort, and driver assistance technology.

Leasing a car typically means you are driving a brand-new model that is still under the manufacturer’s factory warranty. Your car lease agreement may even come with perks, such as reduced costs on scheduled maintenance. However, a car lease may come with stipulations, such as a yearly mileage limit and penalties for wear and tear damage. 

Buying

Buying might be a better option for you if you have long-term car ownership goals, such as the desire to pass your car down to your children. You might be an ideal candidate for buying a car if you want the freedom to sell or trade your car at your whim, if you want to build vehicle equity, or if you want to drive as many miles as you want without worrying about mileage fees. 

Drivers who have to commute to work daily may benefit from buying a vehicle. When you buy a car, you can customize the vehicle to your preferences as well, such as by installing convenience or performance accessories. The best part of buying is the increased flexibility in your monthly payment; if you opt for a loan with a longer term, your monthly payments will usually decrease.  Whether you want to lease or buy your next INFINITI vehicle, your local dealership’s finance team is ready to make the process easy for you. From finding a competitive interest rate to building a lease that works for your lifestyle, dealership financing is the way to go for your next car purchase. Reach out to Redwood City INFINITI in Redwood City, CA to discuss your car buying or leasing strategy today.